Spousal Support:Tax Implications

Spousal support is to support a spouse or common-law partner as stated in a court order or written agreement. Under the Divorce Act, a married spouse or a divorced spouse may apply for spousal support. Alternatively, the following parties’ may apply for spousal support under the Family Law Act: Either of two persons who are married to each other or have together entered into a marriage that is voidable or void in good faith; Either of two persons who are not married and have cohabitated continuously for a period of not less than three years; and Either of two persons who...

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If You are Retiring Cash Poor, Reverse Mortgage May Come to Your Rescue

Cash-strapped retirees may prefer a reverse mortgage even though it comes at a steep cost. The popularity of Reverse mortgages is on a spurt of growth in Canada. HomeEquity Bank’s CHIP Reverse Mortgage reports that enquiries about reverse mortgage have more than doubled from 2016 to 2017. Equitable Bank recently became the second company to offer reverse mortgages in Canada to retiring baby boomers who are house-rich and cash-poor. PATH Home Plan, its reverse mortgage product is available in Alberta, British Columbia and Ontario through mortgage brokers. A reverse mortgage allows a person to receive payments and draw down on their home equity....

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Lawyer Fees When Buying a House

Buying a house or condo is an exciting, but complicated, process that requires the help of an experienced lawyer. Hiring a lawyer is a requirement in the final stages of home buying, after a deal has been made. But hiring a lawyer early on in the process makes the whole thing easier and prepares you for any unforeseen circumstances. A lawyer will ensure that you have completed all the required paperwork, made all the required payments, and that everything is in order for your new purchase. That being said, because buying a home is one of the biggest and most...

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Stricter Drunk Driving Rules Give Rise to New Immigration Fears


In a new development, the federal government has amended the Criminal Code which has fuelled new immigration apprehensions. The Royal Assent for this decision was received last week. The new amendments have elevated the status of impaired driving by making it criminal in nature which can be deemed inadmissible. The maximum allowable sentence has been increased from five (5) to ten (10) years. Any permanent resident or a foreign national who is convicted of this offence can even face deportation. Foreign nationals, temporarily present in Canada, and those seeking permanent immigration to Canada would be adversely impacted by this new...

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Express Entry – Permanent Residence Applications Timeline Shortened to 60 Days by IRCC

The application timeline for permanent residency under Express Entry program has been shortened to sixty (60) days by Immigration, Refugees and Citizenship Canada (IRCC). The new application timeline is for the Express Entry candidates who will be receiving their Invitations to Apply (ITA) after June 26, 2018. The electronic application will need to be submitted by the Express Entry candidates now, within the aforementioned sixty (60) calendar days. All the Express Entry candidates who received an ITA on or before June 25, 2018, will still be given a timeline of 90 days. Know More About the Express Entry Program Express Entry is an application...

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Family Law: What is Changing?

Divorce can be challenging, stressful and painful. It is at once a personal battle, as well as a legal one, for married spouses to face. For a self-represented party, it is especially cumbersome to navigate the court system, to understand the applicable legislation (i.e. the Divorce Act) and to comply with the rules of procedure. The time-consuming, expensive, and conflict-driven family law system adds an extra layer of difficulty to an already complex situation. The challenges that come with divorce proceedings are further exacerbated when children of the marriage are involved. Instead of prioritizing what is in the best interests...

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Waivers: Occupiers Liability Act vs. the Consumer Protection Act

We’ve all done it: engaged in some risky activity like skiing, been asked to sign a waiver, skimmed through it quickly, signed, and thought little about it as we enjoyed ourselves on the slopes. But did you know that the waiver you signed can have serious implications for yourself and for the company operating the service? Below we will help explain what a waiver is, what some of the implications of signing a waiver are, and recent clarifications to the laws that apply. What is a “waiver of liability”? A waiver of liability has two basic purposes. The first is threefold:...

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Real Estate: Deposit Protection Basics

Buying a home is an exciting, but sometimes very confusing and stressful, time in our lives. There’s a lot to consider when you are making this type of serious commitment, and just as much to worry about. This is especially true in terms of financing and payments. Not only are there down payments and mortgages to consider, there’s also deposits. Below we’ll introduce you to deposits and share some information on protection programs to give you some peace of mind during this exciting process. What is a Deposit? Similar to a down payment, a deposit is a payment that shows the seller...

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Canada Ranks Fourth for Most Immigrant Accepting Nations Worldwide – Gallup Study Says

Canada Ranks Fourth For Most Immigrant Accepting Nations Worldwide – Gallup Study Says

A recently released Gallup study has ranked Canada as the fourth in a list of nations worldwide, as most accepting of immigrants. Gallup created the Migrant Acceptance Index for this study in which Canada’s score was 8.14 out of a total score of 9. With 140 countries being ranked in the survey, the top positions were taken up by Iceland, New Zealand and Rwanda, in that particular order. The index measured how accepting a country’s residents are concerning newcomers and immigrants entering their home countries. Gallup Index also framed three particular questions to ask of the survey respondents to measure the increasing...

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