What to Do If your Car Accident Claim is Denied

man driving a car

To drive a car in Canada, you must first purchase appropriate insurance coverage. According to the Canadian Motor Vehicle Traffic Collision Statistics, there were approximately 1,745 motor vehicle fatalities in Canada.

The country’s territorial, federal and provincial governments consistently develop policies to enhance road safety and mitigate the number of road injuries.

However, car accidents are inevitable, and if you experience an accident and get injured, you can apply for a settlement with the help of a personal injury lawyer. Many times people get their insurance claim rejected when they apply for compensation.

Insurance Claims Denial

There are many reasons why an insurance company may reject your claim. Some common reasons include but aren’t limited to non-payment of car insurance premiums, providing incorrect details about the accident to the insurance provider, or driving with a suspended license.

Some insurance companies also deny a claim when they find out a reason to believe that the car accident was avoidable and your negligence played a part in causing the car accident. They may also claim if you acquire insurance for using the car for personal use but then start to use it for commercial purposes.

What You Can Do

People often don’t know why their claim got rejected and how they can effectively deal with the situation. Here’s what you can do in such a situation.

Instead of taking it as the final word, request your insurance provider to provide a valid reason for denying your insurance claim.

File a Lawsuit

If they fail to provide a valid reason, you may file a bad-faith lawsuit against them.

A man looking at a CVAppeal the Decision

You could appeal the decision if they rejected your application because of insufficient medical evidence, misleading information, or incomplete documentation. Consult your employer and doctor and request them to provide you with relevant information. However, don’t forget that it’s your second attempt, and it’s always better to hire an experienced car accident lawyer to turn their decisions in your favor.

Let us Help!

Got your application for personal injury settlement rejected in Canada?

Get in touch with an experienced personal injury lawyer or car accident lawyer who can help you put your best case forward and get compensation for your losses.

At Nanda & Associate Lawyers, we have some of the most experienced car accident lawyers, litigation lawyers, personal injury lawyers, family lawyers, divorce lawyers, immigration lawyers, and real estate lawyers on board, who can help you navigate Canada’s legal system.

Contact us to learn how we can help you.

Disclaimer: This article is only for educational purposes and shouldn’t be used as a substitute for legal advice.


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